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Loan Forgiveness and Discharge Total and Permanent Disability (TPD) Discharge

/Loan Forgiveness and Discharge Total and Permanent Disability (TPD) Discharge

Requirements for potential discharge (or forgiveness) of private student loans described below.

If you have a total and permanent disability, you may qualify for an total and permanent disability (TPD)  discharge of certain private student loans.

TPD means the inability to work in any occupation due to a condition that began of deteriorated after the date of the final Truth in Lending disclosure and the disability is expected to be permanent.

If you receive a TPD discharge , you will no longer be required to repay your loans.

To apply for TPD , you must complete the TPD application and provide on of the following:

A physician’s certification that you are totally and permanently disabled.

If you are a veteran, you can submit documentation from the Department of Veterans Affairs showing that you’ve been determined to be unemployable due to a service-connected disability.

NOTE: TPD discharge is available for Smart Option Student Loans and College Ave refinance loans.

For  other private student loan products, please call us to discuss eligibility.

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